Why African Developers Need a Unified Payment Gateway
Every developer building for the African market hits the same wall: payments.
Why African Developers Need a Unified Payment Gateway
Stop juggling five payment APIs. Start shipping products.
Every developer building for the African market hits the same wall: payments.
You want to accept Mobile Money in Uganda? Integrate Iotec. Need M-Pesa in Kenya? Add Relworx. Want card payments for international customers? Set up Stripe. Each provider has its own API, its own authentication flow, its own webhook format, and its own dashboard.
Before you know it, your codebase has three different payment integrations, three sets of API keys to manage, three webhook handlers to maintain, and three dashboards to check every morning. Your payment code is now more complex than your actual product.
There has to be a better way. And there is.
The Problem: Payment Fragmentation in East Africa
East Africa's payment landscape is uniquely fragmented. Unlike markets where Stripe or PayPal dominate, African developers deal with:
- Multiple mobile money networks — MTN MoMo, Airtel Money, M-Pesa, Tigo Pesa — each dominant in different countries
- Country-specific providers — Iotec works great in Uganda but doesn't cover Kenya. Relworx covers four countries but has different API behaviors per region
- Mixed payment methods — Your Ugandan customers pay with Mobile Money. Your diaspora customers pay with Visa. You need both
- Currency complexity — UGX, KES, TZS, RWF, USD — each with different provider support
The result? Developers spend weeks on payment integration instead of building features their users actually need.
The Solution: One API, Every Provider
DGateway is a unified payment gateway built specifically for this problem. Instead of integrating each provider separately, you make one API call:
const res = await fetch(`${API_URL}/v1/payments/collect`, {
method: "POST",
headers: {
"Content-Type": "application/json",
"X-Api-Key": API_KEY,
},
body: JSON.stringify({
amount: 50000,
currency: "UGX",
phone_number: "256771234567",
description: "Order #1234",
}),
});That's it. DGateway handles the rest:
-
Auto-routing — Based on the currency and transaction type, DGateway picks the best provider. Send
UGX? It routes to Iotec. SendKES? It routes to Relworx. SendUSDwith no phone number? It routes to Stripe. -
Credential management — Provider API keys live on the DGateway platform, not in your code. Your app only needs one DGateway API key.
-
Normalized responses — Every provider returns the same response format. No more writing adapter code for each provider's quirky JSON structure.
-
Unified status tracking — One webhook format, one status polling endpoint, one transaction dashboard. Whether the payment went through Iotec or Stripe, you check status the same way.
What This Means for Your Architecture
Before DGateway:
Your App → Iotec API (UGX Mobile Money)
Your App → Relworx API (KES Mobile Money)
Your App → Stripe API (Card Payments)
Your App → PesaPal API (Mixed)
= 4 integrations, 4 webhook handlers, 4 credential sets
After DGateway:
Your App → DGateway API → Iotec / Relworx / Stripe / PesaPal
= 1 integration, 1 webhook handler, 1 API key
Your payment code goes from hundreds of lines across multiple files to a single 30-line API client.
Real Numbers: What You Save
| Without DGateway | With DGateway |
|---|---|
| 4+ provider integrations | 1 integration |
| 2-3 weeks of payment code | 1 afternoon |
| 4 sets of API credentials | 1 API key |
| 4 webhook handlers | 1 webhook handler |
| Provider-specific error handling | Unified error format |
| Manual provider selection logic | Automatic routing |
Countries Supported Today
| Country | Currency | Mobile Money | Cards | Providers |
|---|---|---|---|---|
| Uganda | UGX | MTN MoMo, Airtel Money | Visa, Mastercard | Iotec, Relworx, Stripe |
| Kenya | KES | M-Pesa, Airtel Money | Visa, Mastercard | Relworx, PesaPal, Stripe |
| Rwanda | RWF | MTN MoMo, Airtel Money | — | Relworx |
| Tanzania | TZS | M-Pesa, Tigo Pesa, Airtel Money | Visa, Mastercard | Relworx, PesaPal |
Getting Started
- Sign up at dgatewayadmin.desispay.com
- Create an app and generate your API key
- Follow the integration guide for your country
- Start collecting payments in under an hour
Built for Developers, by Developers
DGateway isn't just another payment aggregator. It's built by developers who were tired of the same integration headaches. The API is clean, the docs are practical, and the dashboard gives you real-time visibility into every transaction across every provider.
Stop building payment infrastructure. Start building your product.
DGateway supports Uganda (UGX), Kenya (KES), Rwanda (RWF), and Tanzania (TZS) with automatic provider routing. Get started free.

